What program is best for you?
Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.
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Programs We Offer
Home Base Mortgage Group offers Fixed Rate and Adjustable Rate Mortgages and some programs that require no PMI. We also offer an interest rate incentive for consumers who qualify for our Elite Program. Let one of our licensed mortgage brokers guide you into the program that best fits your needs.
Jumbo & High Balance
Mortgages for loan amounts that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA).
USDA/RD loans offer 100% financing. It is a mortgage loan offered to rural property owners by the Department of United States Department of Agriculture.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of homeownership.
A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. A conventional or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. Low down payment options available.